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Business Insurance
You've worked hard to build your business...and it means more to you than just your livelihood. Investing your talent, time and money is just part of the story. With so much at stake, it just makes good business sense to protect your investment from unexpected losses. That's why Rural Mutual offers business insurance that works as hard as you do.
For many people, owning a business is part of the American dream. To protect these dreams — and all that you have invested in them — Rural Mutual Insurance helps design coverage plans to fit each individual situation, whether sole proprietor, partnership, corporation or town:
Businessowners Policy
For the small to medium size business, this policy combines coverage for your business property with liability protection for risk exposures. We offer programs to a wide variety of businessowners, which keep our communities strong.
Commercial Package Policy
A tailor-made policy designed for more complex businesses. Extensive coverage options allow for an insurance plan specific to your business needs. Available coverages include property, crime, inland marine and general liability.
Commercial Umbrella Liability
An endorsement that provides additional liability protection for business risks.
Business Auto Policy
Specialized insurance for your business vehicles.
Workers Compensation
Protection for you and your employees while at work. Ask about our Workers Compensation dividend program, which may pay you back for safety.
Group Health & Disability
Your business can recruit and keep quality employees with a competitive benefit plan. Group health and disability is available for most businesses - from small groups to larger corporations.
Business Overhead Expense
Keep the business running if you, the owner, become disabled. A monthly check helps pay your business overhead expenses during this uncertain time.
Safety and Loss Prevention
Protecting people on the job and protecting property is in everyone’s best interest; our economy, our community, our fellow workers, and our families. Safety and loss prevention adds value to businesses and our lives.
Use our Agent Locator to find the agent in your area.
For additional products and services information, visit our Personal , Farm and Agribusiness and Safety and Loss Prevention pages.
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